Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,291 | $168,636-82.6% | $147,618-80.2% | $125,388-76.6% |
| Participation rate | 52.2% | 88.8%-36.6pp | 84.6%-32.4pp | 83.2%-31.0pp |
| Annual return | 12.65% | 77.65%-65.0pp | 61.98%-49.3pp | 282.24%-269.6pp |
| Employer contribution / active EE | $1,826 | $6,252-70.8% | $5,565-67.2% | $4,866-62.5% |
| Participant deferral / active EE | $4,709 | $5,507-14.5% | $4,895-3.8% | $5,352-12.0% |
| Admin fee / account holder | $5,011 | $13,580-63.1% | $11,612-56.8% | $9,541-47.5% |