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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,052 | $86,891-73.5% | $142,516-83.8% | $75,177-69.3% |
| Participation rate | 47.1% | 68.5%-21.5pp | 76.8%-29.7pp | 67.2%-20.1pp |
| Annual return | 22.56% | 23.31%-0.8pp | 20.03%+2.5pp | 160.75%-138.2pp |
| Employer contribution / active EE | $1,460 | $3,355-56.5% | $4,849-69.9% | $2,671-45.4% |
| Participant deferral / active EE | $2,710 | $4,938-45.1% | $6,280-56.8% | $4,126-34.3% |
| Admin fee / account holder | $19 | $7,299-99.7% | $10,008-99.8% | $5,651-99.7% |