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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,606 | $91,537-30.5% | $130,045-51.1% | $75,173-15.4% |
| Participation rate | 36.4% | 71.5%-35.1pp | 78.5%-42.1pp | 67.2%-30.8pp |
| Annual return | 18.56% | -631.55%+650.1pp | -137.30%+155.9pp | 160.72%-142.2pp |
| Employer contribution / active EE | $1,594 | $2,845-44.0% | $4,321-63.1% | $2,671-40.3% |
| Participant deferral / active EE | $2,801 | $4,343-35.5% | $5,820-51.9% | $4,126-32.1% |
| Admin fee / account holder | $591 | $6,780-91.3% | $10,600-94.4% | $5,651-89.5% |