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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,427 | $106,280-38.4% | $96,538-32.2% | $139,487-53.1% |
| Participation rate | 95.8% | 77.8%+18.0pp | 74.3%+21.5pp | 80.3%+15.5pp |
| Annual return | 234.01% | 38.48%+195.5pp | 35.74%+198.3pp | 373.84%-139.8pp |
| Employer contribution / active EE | $2,217 | $4,107-46.0% | $3,740-40.7% | $4,755-53.4% |
| Participant deferral / active EE | $6,556 | $5,457+20.1% | $4,880+34.3% | $6,713-2.3% |
| Admin fee / account holder | $2,307 | $7,888-70.8% | $6,737-65.8% | $11,407-79.8% |