Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,947 | $101,591-69.5% | $147,096-79.0% | $74,429-58.4% |
| Participation rate | 39.1% | 75.5%-36.4pp | 82.2%-43.1pp | 67.2%-28.1pp |
| Annual return | 12.33% | 8746.45%-8734.1pp | 419.75%-407.4pp | 1368.38%-1356.1pp |
| Employer contribution / active EE | $1,808 | $3,813-52.6% | $4,936-63.4% | $2,625-31.1% |
| Participant deferral / active EE | $4,136 | $7,302-43.4% | $8,071-48.7% | $4,348-4.9% |
| Admin fee / account holder | $5,839 | $1,750+233.7% | $13,005-55.1% | $1,944+200.3% |