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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,118 | $99,345-79.7% | $84,753-76.3% | $273,972-92.7% |
| Participation rate | 87.5% | 80.7%+6.8pp | 76.6%+10.9pp | 83.0%+4.5pp |
| Annual return | 5.72% | 22.93%-17.2pp | 22.78%-17.1pp | 41.46%-35.7pp |
| Employer contribution / active EE | $724 | $4,214-82.8% | $3,574-79.7% | $4,869-85.1% |
| Participant deferral / active EE | $1,615 | $4,270-62.2% | $3,712-56.5% | $5,287-69.5% |
| Admin fee / account holder | $431 | $6,645-93.5% | $5,333-91.9% | $10,133-95.7% |