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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,285 | $82,674-18.6% | $125,363-46.3% | $68,495-1.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -20.12% | -5.97%-14.2pp | 572.15%-592.3pp | -7.84%-12.3pp |
| Employer contribution / active EE | $2,516 | $3,382-25.6% | $4,815-47.7% | $2,596-3.1% |
| Participant deferral / active EE | $9,324 | $6,111+52.6% | $7,447+25.2% | $4,028+131.5% |
| Admin fee / account holder | $4,044 | $6,276-35.6% | $10,005-59.6% | $5,403-25.2% |