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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,581 | $167,362+78.4% | $143,799+107.6% | $134,532+121.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.38% | 0.47%-16.9pp | -0.04%-16.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $5,275 | $5,620-6.2% | $4,952+6.5% | $4,741+11.3% |
| Participant deferral / active EE | $16,651 | $6,447+158.3% | $5,638+195.3% | $6,401+160.1% |
| Admin fee / account holder | $2,295 | $18,094-87.3% | $14,677-84.4% | $11,429-79.9% |