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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,391 | $109,411+24.7% | $89,435+52.5% | $158,982-14.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 20.44% | 345.68%-325.2pp | 245.55%-225.1pp | 302.99%-282.6pp |
| Employer contribution / active EE | $8,103 | $3,173+155.4% | $2,587+213.2% | $4,763+70.1% |
| Participant deferral / active EE | $11,246 | $4,600+144.5% | $3,890+189.1% | $5,983+87.9% |
| Admin fee / account holder | $1,011 | $6,159-83.6% | $4,884-79.3% | $11,252-91.0% |