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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,522 | $175,231-71.7% | $149,696-66.9% | $139,466-64.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.56% | 166.77%-154.2pp | 134.46%-121.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $6,231 | $5,478+13.8% | $4,821+29.3% | $4,754+31.1% |
| Participant deferral / active EE | $10,243 | $6,521+57.1% | $5,682+80.3% | $6,712+52.6% |
| Admin fee / account holder | $1,555 | $16,155-90.4% | $13,212-88.2% | $11,409-86.4% |