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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,352 | $89,367+22.4% | $141,191-22.6% | $72,975+49.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.00% | 111.87%-87.9pp | 71.41%-47.4pp | 81.01%-57.0pp |
| Employer contribution / active EE | $3,050 | $3,115-2.1% | $4,736-35.6% | $2,440+25.0% |
| Participant deferral / active EE | $5,269 | $5,419-2.8% | $6,710-21.5% | $3,608+46.1% |
| Admin fee / account holder | $6,927 | $5,957+16.3% | $10,264-32.5% | $5,124+35.2% |