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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,860 | $209,888-25.7% | $189,545-17.8% | $167,553-7.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 13.89% | 748.66%-734.8pp | 555.36%-541.5pp | 478.89%-465.0pp |
| Employer contribution / active EE | $19,934 | $6,915+188.3% | $6,162+223.5% | $4,840+311.9% |
| Participant deferral / active EE | $12,477 | $8,934+39.7% | $8,220+51.8% | $6,343+96.7% |
| Admin fee / account holder | $1,025 | $14,300-92.8% | $12,049-91.5% | $12,316-91.7% |