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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,200 | $181,896-76.2% | $156,551-72.4% | $273,972-84.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -21.79% | 30.74%-52.5pp | 32.23%-54.0pp | 41.46%-63.2pp |
| Employer contribution / active EE | $1,769 | $6,248-71.7% | $5,501-67.8% | $4,869-63.7% |
| Participant deferral / active EE | $8,000 | $5,550+44.1% | $4,871+64.2% | $5,287+51.3% |
| Admin fee / account holder | $1,725 | $15,560-88.9% | $13,028-86.8% | $10,133-83.0% |