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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,021 | $115,903-85.3% | $100,528-83.1% | $158,966-89.3% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.8pp | 82.0%-15.3pp |
| Annual return | 22.82% | 34.80%-12.0pp | 30.90%-8.1pp | 302.95%-280.1pp |
| Employer contribution / active EE | $1,013 | $4,105-75.3% | $3,419-70.4% | $4,762-78.7% |
| Participant deferral / active EE | $2,274 | $6,677-65.9% | $6,271-63.7% | $5,983-62.0% |
| Admin fee / account holder | $242 | $11,000-97.8% | $8,084-97.0% | $11,250-97.8% |