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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,030 | $76,551-41.2% | $123,894-63.7% | $62,881-28.4% |
| Participation rate | 75.0% | 73.0%+2.0pp | 81.4%-6.4pp | 69.3%+5.7pp |
| Annual return | 10.77% | 18.68%-7.9pp | 47.52%-36.8pp | 20.14%-9.4pp |
| Employer contribution / active EE | $975 | $2,882-66.2% | $4,617-78.9% | $2,281-57.3% |
| Participant deferral / active EE | $3,962 | $4,840-18.1% | $5,984-33.8% | $3,203+23.7% |
| Admin fee / account holder | $2,391 | $4,826-50.4% | $8,357-71.4% | $4,296-44.3% |