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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,943 | $175,231-97.2% | $149,696-96.7% | $139,466-96.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 138.10% | 166.77%-28.7pp | 134.46%+3.6pp | 373.66%-235.6pp |
| Employer contribution / active EE | $17,637 | $5,478+222.0% | $4,821+265.8% | $4,754+271.0% |
| Participant deferral / active EE | $19,941 | $6,521+205.8% | $5,682+250.9% | $6,712+197.1% |
| Admin fee / account holder | $33,752 | $16,155+108.9% | $13,212+155.5% | $11,409+195.8% |