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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,537 | $106,115-73.1% | $85,969-66.8% | $125,388-77.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 76.5%+23.5pp | 83.2%+16.8pp |
| Annual return | -11.88% | 13.93%-25.8pp | 9.32%-21.2pp | 282.24%-294.1pp |
| Employer contribution / active EE | $10,161 | $4,537+123.9% | $3,474+192.4% | $4,866+108.8% |
| Participant deferral / active EE | $5,411 | $4,859+11.4% | $3,829+41.3% | $5,352+1.1% |
| Admin fee / account holder | $323 | $8,144-96.0% | $6,053-94.7% | $9,541-96.6% |