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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,038 | $177,156-94.9% | $147,027-93.9% | $154,746-94.2% |
| Participation rate | 87.5% | 79.4%+8.1pp | 73.7%+13.8pp | 80.7%+6.8pp |
| Annual return | 20.49% | 21.94%-1.4pp | 20.23%+0.3pp | 172.34%-151.8pp |
| Employer contribution / active EE | $1,352 | $4,336-68.8% | $3,626-62.7% | $4,379-69.1% |
| Participant deferral / active EE | $2,317 | $5,797-60.0% | $4,933-53.0% | $6,730-65.6% |
| Admin fee / account holder | $991 | $14,904-93.3% | $12,223-91.9% | $14,365-93.1% |