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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,038 | $161,352-94.4% | $134,172-93.3% | $137,256-93.4% |
| Participation rate | 87.5% | 78.3%+9.2pp | 72.5%+15.0pp | 80.0%+7.5pp |
| Annual return | 20.49% | 28.72%-8.2pp | 25.30%-4.8pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,352 | $4,099-67.0% | $3,420-60.5% | $4,156-67.5% |
| Participant deferral / active EE | $2,317 | $5,552-58.3% | $4,690-50.6% | $6,407-63.8% |
| Admin fee / account holder | $991 | $15,028-93.4% | $12,016-91.8% | $12,270-91.9% |