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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,078 | $77,962-52.4% | $178,540-79.2% | $80,935-54.2% |
| Participation rate | 29.5% | 65.7%-36.1pp | 77.1%-47.6pp | 67.7%-38.1pp |
| Annual return | 17.21% | 18.10%-0.9pp | 27.15%-9.9pp | 35.66%-18.4pp |
| Employer contribution / active EE | $1,349 | $2,280-40.8% | $3,953-65.9% | $2,757-51.1% |
| Participant deferral / active EE | $2,067 | $4,404-53.1% | $6,281-67.1% | $4,299-51.9% |
| Admin fee / account holder | $1,659 | $7,156-76.8% | $10,424-84.1% | $6,924-76.0% |