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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,799 | $79,089-67.4% | $100,392-74.3% | $74,459-65.4% |
| Participation rate | 92.3% | 79.4%+12.9pp | 81.5%+10.8pp | 67.2%+25.1pp |
| Annual return | 84.67% | 20.61%+64.1pp | 49.45%+35.2pp | 1369.70%-1285.0pp |
| Employer contribution / active EE | $2,581 | $3,015-14.4% | $3,941-34.5% | $2,626-1.7% |
| Participant deferral / active EE | $11,300 | $7,747+45.9% | $8,090+39.7% | $4,350+159.8% |
| Admin fee / account holder | $2,151 | $1,336+61.0% | $7,904-72.8% | $1,945+10.6% |