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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,799 | $78,976-67.3% | $100,383-74.3% | $74,546-65.4% |
| Participation rate | 92.3% | 79.5%+12.8pp | 81.5%+10.8pp | 67.2%+25.1pp |
| Annual return | 84.67% | 20.62%+64.1pp | 49.26%+35.4pp | 1366.03%-1281.4pp |
| Employer contribution / active EE | $2,581 | $3,019-14.5% | $3,944-34.6% | $2,624-1.7% |
| Participant deferral / active EE | $11,300 | $7,758+45.7% | $8,086+39.8% | $4,347+159.9% |
| Admin fee / account holder | $2,151 | $1,330+61.8% | $7,900-72.8% | $1,944+10.7% |