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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,783 | $93,617-61.8% | $135,982-73.7% | $75,177-52.4% |
| Participation rate | 97.8% | 75.2%+22.6pp | 81.9%+15.8pp | 67.2%+30.5pp |
| Annual return | 0.00% | 30.89%-30.9pp | 68.32%-68.3pp | 160.75%-160.8pp |
| Employer contribution / active EE | $1,315 | $3,538-62.8% | $4,859-72.9% | $2,671-50.8% |
| Participant deferral / active EE | $1,917 | $6,406-70.1% | $7,760-75.3% | $4,126-53.5% |
| Admin fee / account holder | $457 | $6,980-93.5% | $10,767-95.8% | $5,651-91.9% |