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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,831 | $76,407-80.6% | $150,298-90.1% | $82,448-82.0% |
| Participation rate | 88.9% | 66.4%+22.5pp | 77.8%+11.1pp | 68.1%+20.8pp |
| Annual return | 21.23% | 39.99%-18.8pp | 62.79%-41.6pp | 41.64%-20.4pp |
| Employer contribution / active EE | $562 | $2,614-78.5% | $4,154-86.5% | $2,551-78.0% |
| Participant deferral / active EE | $1,830 | $3,214-43.1% | $5,453-66.4% | $4,139-55.8% |
| Admin fee / account holder | $635 | $6,352-90.0% | $14,116-95.5% | $7,234-91.2% |