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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 32-0169227 | Recordkeeping | $93,763 |
Filed as: WEALTH PLAN INVESTMENT MANAGEMENT Service code 28 · EIN 85-4122522 | Investment Management | $83,420 |
Filed as: BENEFIT PLANS, INC. Service code 13 · EIN 47-0617162 | Contract Administrator | $44,542 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,437 | $44,898-21.1% | $85,126-58.4% | $199,921-82.3% |
| Participation rate | 46.8% | 45.7%+1.0pp | 67.5%-20.8pp | 72.0%-25.3pp |
| Annual return | 174.73% | 20.98%+153.7pp | 66.63%+108.1pp | 34.28%+140.4pp |
| Employer contribution / active EE | $1,004 | $1,367-26.6% | $2,731-63.2% | $3,035-66.9% |
| Participant deferral / active EE | $2,191 | $2,670-17.9% | $4,523-51.6% | $5,089-56.9% |
| Admin fee / account holder | $0 | $585-100.0% | $6,160-100.0% | $269-100.0% |