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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,277 | $100,073+127.1% | $85,126+167.0% | $145,877+55.8% |
| Participation rate | 82.4% | 74.1%+8.2pp | 67.5%+14.8pp | 80.3%+2.1pp |
| Annual return | 15.43% | 84.11%-68.7pp | 66.63%-51.2pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,294 | $3,236-60.0% | $2,731-52.6% | $4,663-72.2% |
| Participant deferral / active EE | $9,909 | $5,294+87.2% | $4,523+119.1% | $6,691+48.1% |
| Admin fee / account holder | $9,914 | $7,261+36.5% | $6,160+60.9% | $13,402-26.0% |