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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,277 | $100,203+126.8% | $85,240+166.6% | $145,897+55.8% |
| Participation rate | 82.4% | 74.1%+8.3pp | 67.5%+14.8pp | 80.3%+2.0pp |
| Annual return | 15.43% | 84.28%-68.8pp | 66.75%-51.3pp | 552.29%-536.9pp |
| Employer contribution / active EE | $1,294 | $3,242-60.1% | $2,735-52.7% | $4,663-72.2% |
| Participant deferral / active EE | $9,909 | $5,299+87.0% | $4,527+118.9% | $6,689+48.1% |
| Admin fee / account holder | $9,914 | $7,265+36.5% | $6,165+60.8% | $13,390-26.0% |