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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,643 | $172,111-83.9% | $150,298-81.6% | $137,256-79.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 4.40% | 69.37%-65.0pp | 62.79%-58.4pp | 220.34%-215.9pp |
| Employer contribution / active EE | $3,842 | $4,636-17.1% | $4,154-7.5% | $4,156-7.6% |
| Participant deferral / active EE | $18,628 | $6,166+202.1% | $5,453+241.6% | $6,407+190.8% |
| Admin fee / account holder | $3,811 | $16,471-76.9% | $14,116-73.0% | $12,270-68.9% |