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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,792 | $175,259-66.5% | $149,723-60.7% | $139,487-57.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 62.39% | 166.82%-104.4pp | 134.50%-72.1pp | 373.84%-311.5pp |
| Employer contribution / active EE | $7,098 | $5,478+29.6% | $4,821+47.2% | $4,755+49.3% |
| Participant deferral / active EE | $9,179 | $6,522+40.8% | $5,682+61.5% | $6,713+36.7% |
| Admin fee / account holder | $1,414 | $16,158-91.2% | $13,215-89.3% | $11,407-87.6% |