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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,259 | $160,040-72.3% | $147,096-69.9% | $145,877-69.7% |
| Participation rate | 69.2% | 84.0%-14.8pp | 82.2%-12.9pp | 80.3%-11.1pp |
| Annual return | 39.73% | 98.49%-58.8pp | 419.75%-380.0pp | 551.28%-511.6pp |
| Employer contribution / active EE | $4,181 | $5,289-20.9% | $4,936-15.3% | $4,663-10.3% |
| Participant deferral / active EE | $7,849 | $8,429-6.9% | $8,071-2.8% | $6,691+17.3% |
| Admin fee / account holder | $7,327 | $15,050-51.3% | $13,005-43.7% | $13,402-45.3% |