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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,277 | $175,259+170.6% | $149,723+216.8% | $139,487+240.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.15% | 166.82%-146.7pp | 134.50%-114.3pp | 373.84%-353.7pp |
| Employer contribution / active EE | $22,448 | $5,478+309.8% | $4,821+365.6% | $4,755+372.1% |
| Participant deferral / active EE | $13,829 | $6,522+112.1% | $5,682+143.4% | $6,713+106.0% |
| Admin fee / account holder | $15,825 | $16,158-2.1% | $13,215+19.8% | $11,407+38.7% |