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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,291 | $116,434-65.4% | $65,583-38.6% | $139,487-71.1% |
| Participation rate | 50.0% | 67.9%-17.9pp | 65.0%-15.0pp | 80.3%-30.3pp |
| Annual return | 0.00% | 31.34%-31.3pp | 47.46%-47.5pp | 373.84%-373.8pp |
| Employer contribution / active EE | $0 | $2,602-100.0% | $1,692-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $19,125 | $4,245+350.6% | $2,833+575.2% | $6,713+184.9% |
| Admin fee / account holder | $0 | $6,696-100.0% | $4,112-100.0% | $11,407-100.0% |