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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,215 | $108,897-82.4% | $100,378-80.9% | $145,877-86.8% |
| Participation rate | 33.3% | 83.0%-49.6pp | 81.5%-48.2pp | 80.3%-47.0pp |
| Annual return | 12.06% | 58.17%-46.1pp | 49.41%-37.4pp | 551.28%-539.2pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,132 | $8,455-51.1% | $8,087-48.9% | $6,691-38.2% |
| Admin fee / account holder | $3,415 | $9,690-64.8% | $7,899-56.8% | $13,402-74.5% |