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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,990 | $100,970-75.2% | $96,576-74.1% | $137,256-81.8% |
| Participation rate | 36.4% | 82.6%-46.2pp | 81.4%-45.1pp | 80.0%-43.6pp |
| Annual return | 17.68% | 38.16%-20.5pp | 38.47%-20.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $0 | $3,809-100.0% | $3,553-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,527 | $8,286-69.5% | $7,956-68.2% | $6,407-60.6% |
| Admin fee / account holder | $3,854 | $11,312-65.9% | $11,381-66.1% | $12,270-68.6% |