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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,104 | $72,071-97.1% | $68,368-96.9% | $137,256-98.5% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 983.61% | 353.14%+630.5pp | 292.57%+691.0pp | 220.34%+763.3pp |
| Employer contribution / active EE | $763 | $2,788-72.6% | $2,649-71.2% | $4,156-81.6% |
| Participant deferral / active EE | $993 | $4,410-77.5% | $4,123-75.9% | $6,407-84.5% |
| Admin fee / account holder | $513 | $5,336-90.4% | $5,150-90.0% | $12,270-95.8% |