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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,055 | $185,312-60.0% | $161,489-54.1% | $154,746-52.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.90% | 103.84%-85.9pp | 89.72%-71.8pp | 172.34%-154.4pp |
| Employer contribution / active EE | $14,099 | $4,769+195.6% | $4,268+230.3% | $4,379+222.0% |
| Participant deferral / active EE | $5,888 | $6,350-7.3% | $5,630+4.6% | $6,730-12.5% |
| Admin fee / account holder | $4,597 | $18,654-75.4% | $16,006-71.3% | $14,365-68.0% |