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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,055 | $172,111-57.0% | $150,298-50.7% | $137,256-46.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.90% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $14,099 | $4,636+204.1% | $4,154+239.4% | $4,156+239.2% |
| Participant deferral / active EE | $5,888 | $6,166-4.5% | $5,453+8.0% | $6,407-8.1% |
| Admin fee / account holder | $4,597 | $16,471-72.1% | $14,116-67.4% | $12,270-62.5% |