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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,337 | $67,823-75.9% | $52,425-68.8% | $137,256-88.1% |
| Participation rate | 65.0% | 63.9%+1.1pp | 55.6%+9.4pp | 80.0%-15.0pp |
| Annual return | 23.91% | 219.11%-195.2pp | 302.12%-278.2pp | 220.34%-196.4pp |
| Employer contribution / active EE | $913 | $1,163-21.5% | $914-0.2% | $4,156-78.0% |
| Participant deferral / active EE | $2,867 | $2,288+25.3% | $1,790+60.1% | $6,407-55.3% |
| Admin fee / account holder | $2,318 | $2,844-18.5% | $2,495-7.1% | $12,270-81.1% |