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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,556 | $160,040-70.3% | $147,096-67.7% | $145,877-67.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.57% | 98.49%-85.9pp | 419.75%-407.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $3,339 | $5,289-36.9% | $4,936-32.4% | $4,663-28.4% |
| Participant deferral / active EE | $7,008 | $8,429-16.9% | $8,071-13.2% | $6,691+4.7% |
| Admin fee / account holder | $364 | $15,050-97.6% | $13,005-97.2% | $13,402-97.3% |