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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,432 | $81,763-81.1% | $58,561-73.6% | $139,466-88.9% |
| Participation rate | 68.2% | 61.3%+6.8pp | 50.9%+17.3pp | 80.3%-12.2pp |
| Annual return | 28.51% | 7427.77%-7399.3pp | 4251.33%-4222.8pp | 373.66%-345.2pp |
| Employer contribution / active EE | $2,303 | $1,398+64.7% | $1,053+118.6% | $4,754-51.6% |
| Participant deferral / active EE | $2,331 | $2,555-8.7% | $1,923+21.2% | $6,712-65.3% |
| Admin fee / account holder | $10 | $3,273-99.7% | $2,520-99.6% | $11,409-99.9% |