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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,029 | $162,136+4.3% | $152,301+11.0% | $154,746+9.2% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 13.59% | 91.02%-77.4pp | 80.50%-66.9pp | 172.34%-158.7pp |
| Employer contribution / active EE | $1,206 | $4,890-75.3% | $4,624-73.9% | $4,379-72.5% |
| Participant deferral / active EE | $5,584 | $8,341-33.1% | $8,004-30.2% | $6,730-17.0% |
| Admin fee / account holder | $26,349 | $15,759+67.2% | $14,398+83.0% | $14,365+83.4% |