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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,942 | $148,623-96.0% | $135,974-95.6% | $139,466-95.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 0.00% | 79.30%-79.3pp | 68.30%-68.3pp | 373.66%-373.7pp |
| Employer contribution / active EE | $3,450 | $5,246-34.2% | $4,859-29.0% | $4,754-27.4% |
| Participant deferral / active EE | $3,449 | $8,103-57.4% | $7,760-55.6% | $6,712-48.6% |
| Admin fee / account holder | $545 | $12,406-95.6% | $10,767-94.9% | $11,409-95.2% |