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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,379 | $125,778-94.1% | $114,563-93.6% | $154,746-95.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 18.76% | 295.14%-276.4pp | 241.09%-222.3pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,701 | $2,806-39.4% | $2,592-34.4% | $4,379-61.2% |
| Participant deferral / active EE | $2,398 | $4,445-46.1% | $4,142-42.1% | $6,730-64.4% |
| Admin fee / account holder | $714 | $8,190-91.3% | $7,623-90.6% | $14,365-95.0% |