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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,865 | $160,040-49.5% | $147,096-45.0% | $145,877-44.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.73% | 98.49%-87.8pp | 419.75%-409.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $13,073 | $5,289+147.1% | $4,936+164.8% | $4,663+180.4% |
| Participant deferral / active EE | $10,402 | $8,429+23.4% | $8,071+28.9% | $6,691+55.5% |
| Admin fee / account holder | $310 | $15,050-97.9% | $13,005-97.6% | $13,402-97.7% |