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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,865 | $159,934-49.4% | $147,005-45.0% | $145,959-44.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.73% | 98.24%-87.5pp | 418.76%-408.0pp | 561.95%-551.2pp |
| Employer contribution / active EE | $13,073 | $5,287+147.2% | $4,934+164.9% | $4,661+180.5% |
| Participant deferral / active EE | $10,402 | $8,427+23.4% | $8,070+28.9% | $6,689+55.5% |
| Admin fee / account holder | $310 | $15,053-97.9% | $13,006-97.6% | $13,398-97.7% |