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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,795 | $29,716-23.3% | $56,077-59.4% | $80,925-71.8% |
| Participation rate | 21.4% | 41.7%-20.3pp | 52.5%-31.1pp | 67.7%-46.2pp |
| Annual return | 15.21% | 35.30%-20.1pp | 1709.28%-1694.1pp | 35.65%-20.4pp |
| Employer contribution / active EE | $368 | $671-45.2% | $1,040-64.7% | $2,756-86.7% |
| Participant deferral / active EE | $679 | $1,228-44.7% | $1,954-65.3% | $4,299-84.2% |
| Admin fee / account holder | $210 | $2,432-91.4% | $2,825-92.6% | $6,940-97.0% |