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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,795 | $29,733-23.3% | $56,025-59.3% | $80,959-71.8% |
| Participation rate | 21.4% | 41.7%-20.3pp | 52.5%-31.1pp | 67.7%-46.2pp |
| Annual return | 15.21% | 35.28%-20.1pp | 1712.69%-1697.5pp | 35.67%-20.5pp |
| Employer contribution / active EE | $368 | $672-45.3% | $1,042-64.7% | $2,757-86.7% |
| Participant deferral / active EE | $679 | $1,229-44.8% | $1,955-65.3% | $4,300-84.2% |
| Admin fee / account holder | $210 | $2,434-91.4% | $2,828-92.6% | $6,925-97.0% |