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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,804 | $29,319-5.2% | $52,425-47.0% | $82,448-66.3% |
| Participation rate | 21.7% | 46.9%-25.2pp | 55.6%-34.0pp | 68.1%-46.4pp |
| Annual return | 15.10% | 535.20%-520.1pp | 302.12%-287.0pp | 41.64%-26.5pp |
| Employer contribution / active EE | $310 | $586-47.2% | $914-66.1% | $2,551-87.9% |
| Participant deferral / active EE | $606 | $1,171-48.3% | $1,790-66.2% | $4,139-85.4% |
| Admin fee / account holder | $4,993 | $1,962+154.5% | $2,495+100.1% | $7,234-31.0% |