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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,809 | $91,037-91.4% | $71,671-89.1% | $147,585-94.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 17.37% | 20.48%-3.1pp | 20.65%-3.3pp | 578.58%-561.2pp |
| Employer contribution / active EE | $669 | $3,327-79.9% | $2,460-72.8% | $4,876-86.3% |
| Participant deferral / active EE | $2,299 | $4,498-48.9% | $3,438-33.1% | $5,439-57.7% |
| Admin fee / account holder | $457 | $8,613-94.7% | $5,558-91.8% | $10,886-95.8% |