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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,616 | $90,691-85.0% | $76,119-82.1% | $145,884-90.7% |
| Participation rate | 68.4% | 74.5%-6.0pp | 69.1%-0.7pp | 80.3%-11.9pp |
| Annual return | 12.29% | 624.52%-612.2pp | 361.25%-349.0pp | 551.85%-539.6pp |
| Employer contribution / active EE | $580 | $3,329-82.6% | $2,693-78.4% | $4,662-87.6% |
| Participant deferral / active EE | $1,966 | $5,167-62.0% | $4,259-53.8% | $6,690-70.6% |
| Admin fee / account holder | $227 | $8,383-97.3% | $6,421-96.5% | $13,392-98.3% |