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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,616 | $90,614-85.0% | $76,089-82.1% | $145,877-90.7% |
| Participation rate | 68.4% | 74.5%-6.1pp | 69.1%-0.7pp | 80.3%-11.9pp |
| Annual return | 12.29% | 623.80%-611.5pp | 360.94%-348.6pp | 551.28%-539.0pp |
| Employer contribution / active EE | $580 | $3,324-82.5% | $2,690-78.4% | $4,663-87.6% |
| Participant deferral / active EE | $1,966 | $5,168-62.0% | $4,259-53.8% | $6,691-70.6% |
| Admin fee / account holder | $227 | $8,376-97.3% | $6,418-96.5% | $13,402-98.3% |