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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,915 | $112,121-82.2% | $95,960-79.2% | $158,966-87.5% |
| Participation rate | 72.7% | 79.0%-6.3pp | 77.1%-4.4pp | 82.0%-9.2pp |
| Annual return | 8.08% | 171.16%-163.1pp | 91.63%-83.6pp | 302.95%-294.9pp |
| Employer contribution / active EE | $877 | $3,199-72.6% | $2,541-65.5% | $4,762-81.6% |
| Participant deferral / active EE | $1,104 | $4,784-76.9% | $4,167-73.5% | $5,983-81.6% |
| Admin fee / account holder | $309 | $10,135-96.9% | $6,797-95.4% | $11,250-97.2% |