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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,375 | $54,690-0.6% | $76,030-28.5% | $74,478-27.0% |
| Participation rate | 37.8% | 60.3%-22.5pp | 69.1%-31.3pp | 67.2%-29.4pp |
| Annual return | 15.18% | 31.92%-16.7pp | 361.54%-346.4pp | 1370.56%-1355.4pp |
| Employer contribution / active EE | $1,303 | $1,781-26.8% | $2,688-51.5% | $2,626-50.4% |
| Participant deferral / active EE | $2,783 | $3,070-9.3% | $4,257-34.6% | $4,350-36.0% |
| Admin fee / account holder | $1,280 | $2,240-42.9% | $6,421-80.1% | $1,946-34.2% |