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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,911 | $56,121+3.2% | $92,985-37.7% | $64,340-10.0% |
| Participation rate | 36.8% | 44.9%-8.1pp | 69.5%-32.7pp | 55.2%-18.4pp |
| Annual return | 15.29% | 19.19%-3.9pp | 27.99%-12.7pp | 24.14%-8.9pp |
| Employer contribution / active EE | $1,241 | $1,351-8.1% | $2,662-53.4% | $1,862-33.3% |
| Participant deferral / active EE | $2,655 | $2,362+12.4% | $4,377-39.3% | $2,980-10.9% |
| Admin fee / account holder | $3,717 | $6,869-45.9% | $9,463-60.7% | $3,703+0.4% |